Data Protection

toti12 Privacy Policy

Your privacy matters to us. This Privacy Policy explains exactly what personal data toti12 collects, why we collect it, how we use and protect it, and the rights you hold over that data. We are committed to handling your information with transparency and care — in accordance with internationally recognised data protection principles.

Effective Date: This Privacy Policy was last updated on 1 January 2026. We may revise it from time to time. Any material changes will be communicated via the email address registered to your account. Continued use of the Platform after changes are posted constitutes your acceptance of the revised Policy.

What This Policy Covers

Jump directly to the section most relevant to you.

Data We Collect

Jump to §2

How We Use Data

Jump to §3

Data Sharing

Jump to §4

Security

Jump to §6

Your Rights

Jump to §7

Contact

Jump to §10

Our Privacy Commitments

Six core principles that guide how we handle your data.

We Never Sell Your Data

Your personal information is not for sale. We do not share, rent, or trade your data with third parties for commercial purposes.

Bank-Level Encryption

All data transmitted to and from toti12 is encrypted using TLS 1.3 with 256-bit encryption — the same standard used by global financial institutions.

You Control Your Data

Request access, correction, or deletion of your personal data at any time. We respond to all data subject requests within 30 days.

Minimal Data Collection

We collect only the data necessary to provide our services, verify your identity, and comply with legal obligations. Nothing more.

Clear Retention Policies

We retain your data only as long as legally required or operationally necessary, then securely delete it. See Section 8 for specific retention periods.

Breach Notification

If a data breach occurs that affects your account, we will notify you within 72 hours and provide guidance on protective measures.

Questions About Your Privacy?

Our support team is available 24/7 to answer any questions about how we collect, use, or protect your personal data.